Beware of Callers Who:

• Use high pressure sales tactics;

• Insist on an immediate decision;

• Request a credit card number or social security number;

• Wants to send someone to your home to pick up the money or requests that you send payment via overnight delivery;

• Make statements that something is “free” and then follows it by a requirement that you have to pay for something;

• Will not provide references that you can contact or any written information about the product, service, charity or the business itself;

• Ask many questions of a personal nature regarding your marital or financial status, social security number, date of birth, the makeup of your household, or your schedule or routine;

• Ask you to withdraw or transfer from your bank account to their account;

• Play on your emotions by telling you of personal hardships, crisis, or “bad luck”; or

• Use a business name that sounds like a governmental agency.