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Sacramento DA / Media / Press Release Archives / 2016 Press Release Archives / 12.20.16: Wife & Husband Convicted of Insurance Fraud

Wife & Husband Convicted of Insurance Fraud

DATE:  December 20, 2016

CASE:  Deborah Ann Carter & Louis Hudson (Case #15F02774)

PROSECUTOR:  Deputy District Attorney Alan Hengel, Insurance Fraud Unit

Deborah Ann Carter was convicted by a jury of three felony insurance fraud charges. In a separate proceeding, another jury convicted Carter of felony failure to appear and found true the allegation that she committed a felony within 5 years of a prior prison term.

On July 7, 2014, a volunteer worker for an alcohol and drug recovery facility for the homeless accidentally backed the facility’s minivan into a parked car at a slow rate of speed, causing minor damage to both vehicles.  The car was occupied solely by Carter’s husband, Louis Hudson.  Later that day, Carter directed her niece to call the facility’s auto insurance and report that both Carter and Hudson were in the sedan when the accident occurred.  Both Carter and Hudson claimed they had been injured in the accident.

The California Department of Insurance Urban Auto Fraud Unit investigated Carter’s insurance claim and interviewed two witnesses. Both witnesses said only Hudson was in the sedan at the time of the accident, and that they saw Carter come out of a nearby building screaming after the collision.

Louis Hudson previously pled no contest to a misdemeanor auto insurance fraud charge. He was sentenced to 90 days in jail and placed on three years probation.

Carter faces a maximum sentence of 8 years in prison.  Sentencing is set for January 13, 2017, at 9:00 a.m. in Department 39 before the Honorable James Arguelles. 


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